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Accident Benefits Lawyers

What Is Accident Benefits?

Statutory Accident Benefits are benefits you receive if you are injured in an auto accident, regardless of who was at fault. Beginning September 1, 2010, if you are buying a new policy or renewing an existing one, you have options to purchase more coverage than just the standard policy with respect to Statutory Accident Benefits coverage and price.

At Scardicchio Law Office Professional Corporation, our Personal Injury Lawyers have extensive knowledge of the Accident Benefits Schedule and routine dealings with the Financial Services Commission of Ontario, which is the regulatory body that governs this process. Contact our experienced lawyers who can assist you in understanding the process of accident benefits, including income replacement benefits, non-earner benefits, medical rehabilitation, attendant care, housekeeping, and funeral and death expenses. Our law firm offers a free, no-obligation consultation where you will speak to a qualified lawyer immiediately the same day. Our Personal Injury Lawyers have extensive experience assisting catastrophic injured clients. We assist personal injury clients in Mississauga, Brampton, Oakville, Burlington, Toronto, Etobicoke, North York, Newmarket, Hamilton, Orangeville, Guelph, Bradford, Kitchener, Milton, and across Ontario.

Auto Insurance Policies Continue To Include:

Third party liability provides coverage when a policyholder or insured driver is responsible for an automobile accident that results in property damage, or where someone is injured or killed.
The Ontario Insurance Act section 265 outlines that all people must have uninsured coverage. Essentially, this means that every insurance contract or policy must have coverage for injuries caused by uninsured and unidentified drivers.
This coverage applies if you are the owner of a vehicle and you are involved in an accident where you are not entirely at fault, and at least one of the other vehicles involved is insured under a motor vehicle liability policy. Some examples include, when a car backs out of a driveway and hits you as you are driving past, or if you are rear-ended at an intersection waiting for the lights to change, or where your car is parked in your driveway and a car loses control and hits it.
If you, or any other person entitled to benefits under this coverage, are involved in an accident, regardless of who is at fault, this may cover a portion of your incurred expenses.

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September 1, 2010 Changes:

If you are purchasing a new policy, or renewing an existing policy, you have different options to consider. Please find the following changes below.

Medical, Rehabilitation and Attendant Care Benefits: Non-catastrophic

The 2010 standard policy for non-catastrophic injuries includes $50,000 for medical and rehabilitation benefits, including assessment costs; $36,000 for attendant care benefits. Options to increases expand this to $100,000 or 1,100,000 for medical and rehabilitation benefits, including assessments, and $72,000 or $1,072,000 for attendant care benefits..

Medical, Rehabilitation and Attendant Care Benefits: Catastrophic

The 2010 standard policy for catastrophic injuries includes $1,000,000 for medical and rehabilitation benefits including assessment costs; $1,000,000 for attendant care benefits. Optional increases include additional $1,000,000 for medical, rehabilitation and attendant care benefits including assessment costs.

Caregiver Benefits

The 2010 standard policy includes up to $250 per week for the first dependant plus $50 for each additional dependant; available only for catastrophic injuries. Optional benefits include up to $250 per week for the first dependant plus $50 for each additional dependant; available for all injuries.

Housekeeping and Home Maintenance Expenses

The 2010 standard policy includes up to $100 per week, available only for catastrophic injuries. Additional ad-on options include up to $100 per week, available for all injuries.

Income Replacement Benefits

The 2010 standard policy includes 70 per cent of gross income up to $400 per week.​ Optional coverage can include weekly limit can be increased to $600, $800 or $1000 per week.

Dependent Care Benefit

The 2010 standard policy does not include this. Adding the optional coverage will include up to $75 per week for the first dependant and $25 per week for each additional dependant to a maximum of $150 per week.

Death and Funeral Benefits

The 2010 standard policy includes only a $25,000 lump sum to an eligible spouse; $10,000 lump sum to each dependant; maximum $6,000 funeral benefits. The additional upgraded coverage includes $50,000 lump sum to an eligible spouse; $20,000 lump sum to each dependant; maximum $8,000 for funeral benefits.


Who Is Eligible for Accident Benefits?

Any person who has been injured in an accident or a person who is suffering from psychological or mental injuries as a result of an accident that has injured certain relatives or dependants. This means that even if you were not involved in a car accident you may still be entitled to accident benefits to help you deal with the psychological and mental strains of injured relatives.

  • Physical injuries from an accident.
  • Psychological injuries from an accident.
  • A relative of an injured person and is suffering from psychological or mental injury.
  Accident Benefits Lawyers

Our Personal Injury Accident Benefits Lawyers service Brampton , Mississauga , Milton , Toronto , Etobicoke, Markham, Richmond Hill, Thornhill, Vaughan, Caledon, Oakville , Burlington, Orangeville, Newmarket, Barrie, Collingwood, Wasaga Beach.

  Disclaimer
All materials contained on this website are made available by Scardicchio Law Office Professional Corporation for informational purposes only and should not be construed as legal advice. The transmission and receipt of information contained on this website does not form or constitute an lawyer-client relationship. Persons should not act upon information found on this website without first seeking professional legal counsel. Read our full terms.
  Contact Us
  Mississauga Law Chambers

151 City Centre Drive, Suite 201,
Mississauga, ON L5B 1M7

  Brampton Law Office

2 County Court Blvd., 4th Floor,
Brampton, ON L6W 3W8

  Oakville Law Office

2275 Upper Middle Road E., #101,
Oakville, ON L6H 0C3

Direct : (647) 607-7529
Local : (905) 593-0499
Business Hours : 8:00 - 6:30
Evening Appointments Available

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